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Why We Don’t Work With Insurance  &  Why That’s a Good Thing for You

Many people assume that their health insurance will cover the full journey from injury to recovery to an active lifestyle. Unfortunately, that’s rarely the case. Insurance companies typically only cover basic, low-level goals like walking, getting in and out of a chair, or completing daily activities. What they don’t cover are the higher-level goals that matter to you: returning to your sport, regaining full strength, moving without pain, or feeling like yourself again. And while it might feel logical to use your insurance just because you’re paying for it, the truth is it comes at a cost. A cost to your progress, your performance, and your future self. Even when a clinic calls itself “sports-focused,” if it’s in-network with insurance, it’s still bound by strict treatment limitations. Insurance companies dictate what’s covered, how long you're treated, and what goals are considered “medically necessary.” This means your plan of care is based on what gets reimbursed—not what gets results.

That’s why we’ve chosen a different path.

Kyle Phillips b project physical therapy

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THIS IS PHYSICAL THERAPY THE WAY IT SHOULD BE.

01

B project is an independent, cash-based facility

We don’t answer to insurance companies, we answer to you. This gives us the freedom to design an individualized, progressive plan that prioritizes your goals not a protocol checklist.

02

The Truth About Insurance-Based Physical Therapy

Insurance companies decide your goals and control your plan of care. They limit how long you're treated, what techniques can be used, and how your success is defined.

03

In-Network = Protocols Over People

Even if a clinic says it’s “sports-focused,” in-network restrictions often force physical therapists to follow generic, low-level protocols, prioritize insurance checklists, limit hands-on time & cut treatment short

04

The b project Difference: Freedom to Focus on You

At b Project, we’re a cash-based, out-of-network facility meaning no insurance limitations, fully personalized plans, expert manual therapy & coaching. The freedom to pursue real goals like returning to sport, running pain-free, or moving better than ever.

05

You may qualify for Reimbursify

Reimbursify is a platform b project uses to help clients submit a reimbursement claim to their insurance company for possible reimbursement or equivalent amount applied to their Out-Of-Network (OON) deductible.

B project is an independent, cash-based facility

We don’t answer to insurance companies, we answer to you. This gives us the freedom to design an individualized, progressive plan that prioritizes your goals not a protocol checklist.

 

You’ll work with a highly trained team using advanced manual therapy and movement-based rehab strategies that actually move the needle—from injury or pain, all the way back to performance and the active lifestyle you deserve.

This is physical therapy the way it should be.

Don’t let insurance limitations define your recovery. Come experience the b project difference your future self will thank you.

The Truth About Insurance-Based Physical Therapy

Most people believe their health insurance will fully cover their recovery. But here’s the reality:
Insurance typically only supports minimal goals like standing, walking, or daily tasks not full recovery, performance, or returning to your sport.

Insurance Coverage Has a Hidden Cost

Choosing in-network care may feel like the smart financial move but it often comes at the expense of your:

  • Long-term progress

  • Personalized treatment

  • Athletic goals

  • Future physical potential

Insurance companies decide your goals and control your plan of care. They limit how long you're treated, what techniques can be used, and how your success is defined.

In-Network = Protocols Over People

Even if a clinic says it’s “sports-focused,” in-network restrictions often force physical therapists to:

  • Follow generic, low-level protocols

  • Prioritize insurance checklists

  • Limit hands-on time

  • Cut treatment short

Even many physicians no longer trust this system to deliver real outcomes.

The b project Difference: Freedom to Focus on You

At b project, we’re a cash-based, out-of-network facility—and we’re proud of that.

It means:

  • No insurance contracts controlling your care

  • A customized, progressive plan built around you

  • Full access to manual therapy, movement training, and expert-level coaching

  • The freedom to work toward real goals, like returning to sport, running pain-free, or simply moving better than ever

You may qualify for reimbursify

Reimbursify is a platform b project uses to help clients submit a reimbursement claim to their insurance company for possible reimbursement or equivalent amount applied to their Out-Of-Network (OON) deductible. 

Let’s Redefine What Physical Therapy Can Be!

We’re not just treating symptoms—we’re building a path back to the active, confident version of you. Your first session will speak for itself. Don’t settle for less. Choose care that puts you first.

Book your first B Project session today.
Your future self will thank you.

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